The documents need to file bankruptcy can be voluminous, and take some time to gather. But, the more information you are able to provide when you initially file, the better off you will be and your case will probably proceed smoothly. When filing a case you will need to bring several documents to your attorney; like several months’ worth of paystubs, the past few year’s tax returns, car titles, mortgages and deeds to all property in which you claim an ownership interest, and a budget of your monthly expenses. Your attorney will analyze all of this information, conduct a legally required mathematical computation and prepare your case for filing. From there you will be given notice of a date and time to appear before the trustee assigned to your case, and answer any questions about your case he or she may have and also respond to any questions from creditors that appear at this hearing.
The first meeting is referred to as the 341 meeting, and you should bring these three things with you when you go:
- Proof of identify, by way of a driver’s license or social security card.
- Car titles and mortgage documents.
- Tax returns and a recent pay stub.
The trustee may or may not ask to view all of your documents, but if you do not have them with you when asked to provide them your first meeting will be continued. What this means is that you will be given another date on which you have to show up and provide the requested documents and/or information. This will take more time out of your already busy schedule, and prolong completion of your case. Our job is to make sure you are prepared to appear at any hearing or meeting, and that you know what to bring with you when you come. If you have questions, or do not understand what is required of you, please ask. Our team of bankruptcy and debt management attorneys is here to help you.
For more information about bankruptcy, contact us at www.DsouzaLegalGroup.com. We will help by coming up with solutions that work for you.