For those who have had the good fortune of never dealing with any form of litigation, it is important to note that civil litigation is when an individual or business files a lawsuit regarding a civil matter (e.g., personal injury, fraud, medical malpractice and negligence) to dispute a civil case against another individual or business. While one or both parties may have valid cases, litigation of any form can be costly and time consuming. While filing for civil litigation may, at times, be your best option, it is important to note that it is not always your only option. The process from pre-trial to the judgement might cost you more than the amount being disputed. Here we are presenting a mock case study to consider three methods that can be used to avoid civil litigation, when possible.
Did you know that the state of Florida only gives employees 300 days from the date of discrimination/ workers right violations to file a case with the Equal Employment Opportunity Commission (EEOC) against their employer and only 365 days to file with the Florida Commission for Human Rights? An employee must file with these organizations before filing discrimination lawsuits. Those working for small companies (under 15 employees) may also have to file under a county or city ordinance with even shorter deadlines. In some cases, employees don’t know their rights and are perplexed about what to do when they finally realize that they are being treated differently than similarly situated co-workers and in other cases, they don’t know what would be considered an employee law/ workers’ right violation. It is important for you, as an employee, to know your rights and common employee law violations that take place in the workplace so you can know what is and is not acceptable behavior from your employer. A tough boss is one thing, an unscrupulous boss is quite another.
What is civil litigation?
Most times, we are faced with terminology that sounds complicated and downright scary—especially any term that includes the word, “litigation.” Civil litigation simply means that the plaintiff wants compensation and/or other damages from the defendant(s) and no criminal charges and penalties have been filed. The standard of proof in these cases is a lot less stringent than criminal cases. To win a civil litigation, each side presents their evidence, and whosesoever has the most convincing evidence gets a judgement in their favor.
Are you facing the threat of foreclosure or already going through the proceedings of one? Your best bet would be to consult an experienced foreclosure defense lawyer to find out your options to save your home.If a foreclosure is upon you, you’ll want to do everything in your power to stop it. This article discusses different types of foreclosure defenses your attorney might recommend. Here is a list of the Most Common Foreclosure Defenses:
During the COVID-19 pandemic, the United States Congress approved the Coronavirus Aid, Relief, and Economic Security (CARES) Act that allows affected homeowners to skip or delay their payments up to a year. In a recent Census Bureau Household Pulse Survey, 1.3 million homeowners stated that “it is somewhat likely” they will have to leave their current living arrangement in the next two months. The survey ended on August 31. There is a big gap in what the CARES Act promises versus what home lenders provide to their borrowers. Borrowers might have a right to worry if their lenders expect payment as soon as the CARES Act is expired.
Do you have a Federal Student Loan balance? You could benefit by restructuring the terms of your loan! Now is the time to review and change your loan agreement by taking advantage of the interest free and payment deferral period.
The global pandemic, Coronavirus, took every country by surprise, however a large number of countries were proactive to cover their citizens during this period of uncertainty, one of which was the United States of America. The American Government enacted the CARES Act which amongst others, provided stimulus payments to its citizens. The Act was a welcomed initiative to alleviate the hardship that the pandemic posed but a major downside was that it was insufficient and restrictive in its application.
It may seem fruitless to teach small children how money works, but that could not be further from the truth. Helping children to understand the value and purpose of money can lead to a lifetime of sound financial decision-making. However, finance can be a bit of a tough sell to a 5-year-old. Keeping it interesting is an essential aspect of teaching kids anything and finance is no different!
Since the onset of the COVID-19 pandemic, many people have been hit with financial problems. Over 3 million Americans have filed for unemployment with more joining in every day. Even with the stimulus checks given by the government, most people are finding it difficult during this time. Budgeting is a major way to get by and not fall into more debt. Prioritize expenses.
A lot of scammers are using the coronavirus pandemic as an opportunity to steal the money of unsuspecting victims. Senior citizens are the most vulnerable to financial scams and scams in general. According to reports, Medicare scams have increased as a result of the pandemic. Since most people over 60 years old are not interacting with their service providers, friends, or neighbors, they can be swindled with scams that seem legitimate. For people who are ill, using trusted delivery services for food and supplies is the best way to go because these scammers pose as good Samaritans and they run off with your money. In this article, we will take a look at some of the other scams that have surfaced during this COVID-19 pandemic.