Being saddled with overwhelming debt can create undue stress and anxiety on you and your family. This is especially true if you are receiving collection calls and/or letters. For some, it can get to the point where you don’t answer your phone or check your mail. When collection letters start stacking up and the calls are never ending, it is important to know your options. Getting the calls and letters to stop will give you some much needed peace and can even give you a chance to catch your breath so you can come up with a plan to handle the debt.
Debt collectors are required to follow certain laws when attempting to collect a debt. If you are being called by a collection agency, here are some ways you can put an end to those calls:
● Advise the caller you are requesting a cease and desist, then follow up this verbal command with written correspondence.
● Request the agency prove the debt, in writing, to you.
● Ask for confirmation of the name of the original creditor and to be provided a copy of the documents the collection agency claims created the debt.
These are effective techniques that will put a stop to collection calls and letters. However, these remedies offer only temporary relief. For a permanent stop to the calls you should turn the matter over to a skilled attorney. We will review your case and provide you options to alleviate the debt you have, and will also field all the collections calls you are receiving. Whether by bankruptcy, negotiation for repayment of a lesser amount, or other work out options, we can help you get back on your financial feet. Getting your finances in order helps to give you a positive outlook for the future, let us help you get back on track.
If you are receiving debt collection calls or letters, let an experienced attorney help you. We fight to protect your rights and stop the collection calls. Call a Plantation, Florida debt relief attorney today for more information.