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Holiday Debt

The holiday season is here and everyone is looking to have a good time with family and spend a ton of money they do not have or intend to keep track of. While it is imperative that you do treat your relatives and friends to a good holiday, you should do this in an affordable way. About 43% of Americans are due to get in debt in this season and to a lot of them, these debts are inevitable. A survey shows that a lot of them during this season suffer from depression and anxiety because they feel pressured into gift giving and hosting dinners and buying tons of stuff. In this article, we will discuss holiday debt and its effects.

Cancer Patients, Health Problems and Bankruptcy

Cancer, just like other health problems, is a very devastating illness to have. Apart from the woes and medical issues associated with the illness, cancer patients also have to worry about their financial status and how the illness will affect it. Reports have shown that the main cause of bankruptcy in the U.S. is from medical bills.

Fast Ways to Improve Your Credit Score in 2020

There are plenty of reasons why someone could have a low credit score.  It seems like it takes a lifetime to raise it because things like age of credit, on-time payments, credit inquiries, and more take a lot of time to fall off or improve your credit report.  However, there are some ways to quickly improve your credit score if you take an active role in rehabilitating it.  2020 could be the year you overhaul your credit score

What to Do If You Sustain a Personal Injury

Some things are out of our control.  When you wake up and get out of bed, you do not plan to experience a personal injury; it just happens.  When it does happen, will you know what to do?  Chances are, the answer to that question is “no”.  Afterall, most of us are not legal professionals.  So, what DO you do in the event of a personal injury?

3 Recent Large Scale Corporate Bankruptcies

When we think of bankruptcy, we often have in mind a person that cannot make ends meet, but there are many kinds.  Companies have to make ends meet too and when they cannot, people get laid off, assets get liquidated, and people end up in court.  Corporations are not immune to financial stress. Here are some recent large-scale bankruptcies you may have heard about in the news.

Not All Student Loan Debt Is Created Equal

Student loan debt is often thought of as just something everyone has to deal with.  For most Americans, attending college means having student loans, but does everyone have the same opportunity to get student loans?  What’s more, does everyone have the opportunity to get the best interest rates?  You may be surprised to know the truth about student loans as they pertain to minorities in the United States.

January Is Divorce Month, but Why?

January is the dawn of a new year.  Hopes are high.  Unfortunately, so is the tension amongst couples.  Historically, the month of January demonstrates a spike in the rate of divorce filings.  There is plenty of conjecture surrounding this unpleasant statistic, but what are the real reasons behind why people decided enough is enough in January?

How Far Are Debt Collectors Allowed to Go to Collect a Debt?

Debt collectors have the right to try to collect a debt from you, but there are rules that these collectors must follow.  However, many times, these collectors break the rules because consumers are not aware of the laws that protect them from predatory debt collection practices.  If you are being harassed by debt collectors, you may be able to get protection.

Making Strides

For many, student loans are the norm while going to college. Created to help students settle the cost of educational fees for post-secondary education, it takes away the burden of paying all your debts at a go. Applying for a student loan usually entails having the following requirements;

What Is the Deserve Credit Card Platform?

Recently, the Deserve platform successfully raised a whooping $50 million, thanks to some big-time investors. Since the inception of the Deserve credit card platform, it has been successful in raising large amounts of money for different projects. However, before we delve into this amazing success of the Deserve company, it’s important to point out what exactly the platform is about. Even though, the Deserve platform has become popular for offering credit cards, a lot of prospective clients do not know exactly what the platform is.  If you happen to fall into this category, then you’re in luck, as this article will be all about the Deserve Credit Card Platform.