Receiving notice that your home has gone into foreclosure is a frightening experience. Without a roof over your head it is hard to live a normal life, or to give your family the shelter they need. But, with a sluggish economy, the number of foreclosures is again beginning to rise
Have you ever received a pay history from one of your lenders and been unable to determine how your payments are being applied? If so, you are not alone. In fact, the majority of consumers that are contacted about past due balances and request a printout of their payments is
When people faced with too much debt make the choice to file bankruptcy to get a fresh financial start, many questions arise. Some of the more common questions deal with your property, and what you can and cannot keep if you file for bankruptcy. The short answer is that for
One of the fastest growing types of debt is student loans. The cost of college has risen astronomically over the years, and in order to get ahead in life many students are resorting to taking out loans to pay tuition and other expenses. While this type of loan is generally
There is always more than one way to get to the same result. For money problems you might consider calling your lenders and asking for a lower monthly payment, taking out a consolidation loan, calling a debt counselor, or filing for bankruptcy. Another popular method to resolving past due financial
Have you ever stopped and wondered why some people seem to have all the luck in the world? Is it that they truly are lucky, or do they just make smart choices? Life is full of choices, and knowing which path to take can be hard. But, when you are
Being saddled with too much debt is no fun, and pretty soon it can have a negative impact on every aspect of your life. When you are worried about how to pay the bills it can be hard to concentrate at work, and your personal relationships can also suffer. The
Not so long ago it seemed like filing for bankruptcy was the end of the world. The social stigma associated with going bankrupt kept many people that needed the benefits the bankruptcy laws have to offer from filing a case. Debtors were also afraid to file because they felt like
Setting up accounts to cover certain expenses is always a good idea. When you have money set aside for the expenses of life, you can rest easy knowing that you won’t have to go into debt for necessities. There are two very important types of accounts you will want to
While not a fun topic, the idea of establishing a budget is a necessity of life. Without knowing where your money goes each month it is too easy to get off track and find yourself in financial distress. Along with setting aside money for emergencies, socking away a little in
