
Will I Be Able To Get A Credit Card If I File Bankruptcy?
Having too much in credit card debt is the reason most people file bankruptcy, but the need for credit in an emergency still remains. So even if you need to file bankruptcy to get out of debt, you may still need access to credit from time to time in order to cover unexpected expenses like home repairs or medical bills. This paradox is puzzling to those that want to file bankruptcy to help...

What Happens After My Chapter 13 Plan Gets Confirmed?
A Chapter 13 bankruptcy is like a reorganization of your debts. In a Chapter 13 you put together a repayment plan, and the Court approves the terms. Once the Court approves the terms of your plan, you will be required to abide by those terms and make the payments you proposed. This is done by making a payment each month to the Chapter 13 Trustee assigned to your case, and the Trustee then...

Three Key Components To A Chapter 13 Plan
There are two main types of consumer bankruptcy cases, a Chapter 7 and a Chapter 13. A Chapter 7 is the more preferred chapter to file, because it is faster and allows you to eliminate all of your unsecured debt. And let’s face it, unsecured debt like high rate credit cards, is the reason most people need to file bankruptcy. When credit card balances spiral out of control, it is not long...