Having too much in credit card debt is the reason most people file bankruptcy, but the need for credit in an emergency still remains. So even if you need to file bankruptcy to get out of debt, you may still need access to credit from time to time in order
A Chapter 13 bankruptcy is like a reorganization of your debts. In a Chapter 13 you put together a repayment plan, and the Court approves the terms. Once the Court approves the terms of your plan, you will be required to abide by those terms and make the payments you
There are two main types of consumer bankruptcy cases, a Chapter 7 and a Chapter 13. A Chapter 7 is the more preferred chapter to file, because it is faster and allows you to eliminate all of your unsecured debt. And let’s face it, unsecured debt like high rate credit
