No one likes to live in crisis mode, whether it is having to figure out how to get the kids to and from their after school activities when the car is in the shop or burning the midnight oil studying for a test or preparing for a presentation at work
If you don’t have a good plan in place, chances are things you need or want will not come easily. This is true for most everything, from planning a vacation to enrolling in school, to going on a job interview. All of those things require careful planning, but no other
The single most expensive payment most families have each month is their house payment. A good rule of thumb is to spend no more than 25% of your take home pay on your mortgage payment, but many Americans exceed this limit. This may be because most people take into consideration
If your finances are to the point where you are considering filing for bankruptcy, you will want to be sure that your case goes smoothly. Having financial difficulty is hard, there is no reason to make it harder by filing a bankruptcy case that doesn’t get you the results you
Having an emergency fund or a savings account comes in handy when you need new tires, to pay doctor bills, or make a repair to your home. Not having any money on hand to pay for things you need or to plan for the future is scary, and can cause
Filing bankruptcy can be a paper intensive task. The documents and information required to file a case come from you, the debtor, and can take a while to gather. So if you are having a hard time paying all of your bills, take the time now to get some of
Bankruptcy is supposed to get rid of your debts, right? Well…it depends on what type of case you file and what plans you have for your property. If you want to hang on to certain things, you will still have to make the payments for those items. And most times
If you are behind on the majority of your bills, you might be thinking about filing for bankruptcy. But, you might also be wondering if there are any obstacles to filing a case and if so, how those obstacles can be successfully overcome. One of the biggest concerns for most
Most family’s biggest monthly expense is their house, and when money gets tight it can be scary to think that you may not be able to keep your house. Fortunately, there are options for lowering your mortgage payment, and if you are able to take advantage of one of these
There are a lot of things in life that can get in the way of saving, paying bills on time, and having enough money left over for extras. But one of the more controversial of these things is the requirement to pay taxes. We all work hard for our money,
