
Three Ways To Avoid A Delinquency
Having a loan go into delinquent status can have serious consequences. At first you may just receive a few annoying phone calls from the lender, but if the issue is not quickly addressed it will not be long before the account is turned over to a collection agency for action. Once a loan is placed with a collector you can expect the number and frequency of collection calls to increase and...

What Is The CFPB And How Can They Help Me?
The inner workings of the United States Government are a mystery to many American citizens. There are agencies that handle just about every kind of issue, but just how those agencies benefit you as a taxpayer can sometimes be hard to know. By and large, the one issue with which most people seek assistance is their finances. This is especially true when the economy is in bad shape, and having...

Three Tips For Suing Lenders
Banks and other lending institutions are a necessary part of everyday life, because unless you are one of the three lucky ticket holders of the largest Powerball jackpots in history, you need money to meet your daily needs. Most people are not able to pay cash for necessities, and thus take out loans to buy reliable transportation and put a roof over the family’s head. In most cases the loan...

Two Ways To Stop A Wage Garnishment
It can be a shock every other week to receive your paycheck and see just how much was held out for taxes, insurance, and other benefits. The amount of money you actually take home is much different than the amount of money you are told is your salary, but it is the take home figure that matters. So, why not do everything you can to make sure the amount that goes in your pocket is as large as...

Can I Reopen My Bankruptcy Case After It Is Over?
Most times when a legal proceeding is over, the only way to have it reviewed again is to file an appeal. But, bankruptcy court is different. The rules and procedures that apply in bankruptcy court are special and unique, and can be hard to understand. But, knowledgeable bankruptcy attorneys are familiar with these laws, and can make sure they are applied to your case accurately. This includes...

How To Handle Harassment From A Collector
When you are unable to pay your bills, it is made all the more difficult to have to field calls and letters from a collector. When debt collectors are breathing down your neck it can be hard to find the time to think long enough to come up with a workable plan. The situation is even worse when the collectors are engaging in harassing behavior. Examples of collector harassment include making...

The Top Ten Reasons To File Bankruptcy
People file bankruptcy for many different reasons. In most instances, the factors that led to the need to seek the protection of the bankruptcy court are similar, but the reasons people file for bankruptcy are very different. For example, a common cause of the need to file is loss of job or a severe medical condition that led to an accumulation of medical debt. But, the reasons people file...

Five Ways Filing Bankruptcy Makes You Smarter
Anytime you want to increase the amount of knowledge you have on any particular subject, there are ways to reach that goal. You can enroll in courses, pick up a book at the book store, perform an internet search, or actively participate in programs designed to provide information on your topic of choice. In this way, filing for the protection of bankruptcy can actually give you a leg up when...

The Three Best Reasons To File For Bankruptcy
People file for bankruptcy for personal, and different reasons. Ever case is unique, and your needs are not the same as your neighbor’s needs. That said, there are some common causes of bankruptcy, and if you are unable to meet your monthly obligations as they become due, you should consider filing for the protection bankruptcy offers.
Three of the more common, or best, reasons to file for...

Is Self-Employment The Answer To Your Money Problems?
It could be said that the American Dream is to run your own business, because being your own boss puts you in charge of your own destiny. If you’ve ever dreamed of setting your own hours, answering to no one but yourself, and having a taste of what it’s like to work for yourself, self-employment may be the answer. But, while there are perks to running your own shop, there are also drawbacks....