If you have received notice that your house is in foreclosure, or that it is about to go into foreclosure, you have to act fast. There are several avenues you can pursue, one of which is to ask your lender to modify your mortgage loan. If that does not work,
Refinancing is a great way to lower your monthly payments and maybe even skip a payment or two. With mortgage rates decreasing all the time, taking advantage of just the right time on a refinance can help free up disposable income and give you just the breathing room you need.