Three Reasons Why You May Not Be Able To Save Any Money
We all know having a savings account can help you stay out of debt when an emergency or unexpected expense arises. But knowing that having a savings account is important does not always equate to being able to fund a savings account. For most people, money is tight, and people are having a hard time just paying the bills these days, let alone having any extra money left to set aside at the...
Four Things Budgets Do Besides Track Expenses
Having a budget is a sure fire way to keep track of what you make, and what you spend. But it only works if you stick to it, and keep records of how much money comes in each month and how much you spend during that same month. For many of us, the thought of having to come up with a budget is overwhelming. And this is especially true if you make less than you spend. But if you want to have a...
How To Identify Where You Can Cut Expenses
Lowering your monthly bills can be difficult. But, if you are successfully able to cut back on expenses, you can end up with a small nest egg after a shorter time period than you think. The trouble is finding those areas where you can exclude something from your budget. Common areas of shaving a few dollars here and there are the morning coffee stop, and expensive lunches outside the office....