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The Federal Law That Allows You to Freeze Your Credit

In a step toward protecting Americans from fraud, the federal government passed the Economic Growth, Regulatory Relief, and Consumer Protection Act.  It is absurdly easy for people such as hackers, thieves, and even relatives to open accounts in your name, but this can change if you are diligent.  The new law, enacted in July of 2018 allows you to freeze your credit so no one can open a new account without your explicit permission.