When you think about bankruptcy, you may think of it as an option. In most cases, people make the decision to pursue financial relief by hiring an attorney and filing in court. You may be surprised to know that you can actually be forced to file bankruptcy. When we say “forced” we do not mean by circumstance, we mean “forced” by creditors or a governing body. In many of our articles, we explain that bankruptcy is a legal tool intended to protect individuals and businesses from perpetual financial distress. On the other side of that coin, bankruptcy is intended to protect creditors from perpetual mounting debt.