Are you in a position where you will be negotiating a credit card settlement fee with your credit card company? Over the course of this pandemic, many people have been unable to manage their finances as estimated. This has resulted in there being major problems with credit card fee payments. Credit card companies ideally always have the option of negotiating credit card debt so that an arrangement can be worked out. The reason for this is because as time passes, it becomes apparent to them that the chances of them to be getting their money back are getting bleaker too. This is why they are ready to go for a ‘Something is better than nothing’ policy which may just help you drastically reduce your debt.