When you file for bankruptcy the last thing you want to happen is to have your case dismissed by the Court. If your case does not make it to finalization, you will not enjoy the benefit of the bankruptcy discharge. The discharge is the legal mechanism that eliminates your debt, and prevents your creditors from calling you to collect. But if you are not careful and do not follow the bankruptcy rules, there is a chance the Court will decide your case was not filed in good faith and dismiss it from the docket.
Three ways to have your bankruptcy case dismissed include:
- Fail to disclose all of your debts and all of your assets. When you first visit with an attorney in preparation for filing bankruptcy you will be asked for this information, it is understandable to forget a debt or two but that is why you should have several meetings before the final documents are filed. After the first attorney visit you will have a good idea of what you still need to gather in order to complete the paperwork for filing. If you intentionally leave off any of the requested information, your case may be dismissed.
- Provide information that is not accurate when you file your case. When filing for bankruptcy you are required to be honest about your assets and liabilities. Knowingly providing false information will not only get your case dismissed but may also get you sued by creditors or the U.S. Trustee.
- Incur debt with no intention of repaying it, but rather having the intent to file bankruptcy so the debt does not have to be paid. The bankruptcy rules are clear that you are not permitted to apply for a loan or take an extension of credit with the intention to file bankruptcy and never pay back the loan. If you do so, your case might be dismissed.
Don’t let your hard work in getting ready to file bankruptcy be for naught. To make sure you have all of the documents needed to file a case, call our office and schedule a time to visit with one of our trained bankruptcy professionals.
For more information about bankruptcy, contact us at www.DsouzaLegalGroup.com. We will help by coming up with solutions that work for you.